Fully
settled.

Track who paid for what, then get the fewest payments to square everyone up. No account, no spreadsheets, no math.

Receipt total$141.50
Line items5
People4

Snap the receipt

1 photo

A photo, a screenshot, or just the text — pasted in.

TASCA DO MARLisboa · Table 6
Grilled octopus28.00
Bifana14.50
Vinho verde32.00
Pastéis de nata ×49.60
Steak34.00
Subtotal118.10
IVA10.40
Tip18.00
Desconto-5.00
TOTAL141.50
Reading…
weekend tripshousematesdinnersgroup giftsfestivalsski housesfive-a-side

Three steps, then forget about it.

Add a person…
BBobCCarolDDaveEEve
BCBob & Carolsettle as one
01

Start a tab

Name it and add the people — pair up anyone who shares a wallet. Nothing to sign up for, nothing anyone has to install.

Boat tourPaid by BobEqual$180.00
Rental carRefunded to Carol−$60.00
SouvenirsPaid by DaveShares$45.00
02

Add what you paid

Anyone in the group can log an expense. Split it evenly, by shares, by percentage, or exact amounts.

BCDEall looking at the same tab
03

Share the link

Everyone sees the same tab. When you’re done, it tells you who pays whom.

Get the expenses in without typing them.

Point at a receipt or paste what you remember. The tab reads it and files the expense against the right people — then keeps the currencies, the charts and the awkward splits straight for you.

Scan the receipt

Photograph it and the expense fills itself in — amount, date, description. Say who paid and it’s logged.

Or just describe it

Type or paste it in plain words. Several expenses at once is fine — it splits them out into separate entries.

Bring a spreadsheet

Already tracking the trip in a CSV? Paste it in and carry on from there.

More than one currency

Log each expense in the currency you actually paid; the tab keeps them straight and settles in yours.

See where it went

Charts and breakdowns per tab — who spent what, on what, and how it added up.

Couples and households

Group the people who share a wallet so they settle as one and never owe each other.

No account. So where does the tab live?

At its own link. Keep the link and you keep the tab, so bookmark it or drop it straight into the group chat.

Anyone with the link can open and edit the tab. Treat it the way you’d treat the group chat itself.

There’s no profile, no email, no password to forget. There’s also nothing to recover a lost link from, which is the honest trade.

Nothing to sign up for. Nothing to delete later.

Built for the awkward middle of a group.

Weekend trips

One person books the house, another drives, everyone buys a round. Log it as you go instead of reconstructing it on the way home.

Housemates

A tab that runs all month. Bills, the big shop, the plumber. Square up once and start clean.

Dinners out

One card at the table, six people who meant to pay. Nobody has to do arithmetic on a napkin.

Group gifts

Twelve people, uneven contributions, one person out of pocket. The tab remembers who’s in.

Before you invite five friends

What does it cost?
Nothing — it’s free to use, with no ads and no account. If it saves you a hassle, you can buy me a coffee. Entirely optional.
Does everyone need it?
No. They open the link you send them. That’s the whole onboarding.
Uneven splits?
Yes — equally, by shares, by percentage, or exact amounts. Refunds are just negative amounts.
Someone paid me back in cash
Log it as a payment. The remaining transfers recalculate.
Does it move money?
No. It works out the shortest set of payments, then hands you a pay link or a QR code so you can send it however you already do.
Can I delete a tab?
Yes, from the tab itself. It goes for everyone holding the link.

Two payments,
not seven.

Seven IOUs between four people collapse into two transfers. Start a tab, send the link, get on with the trip.